If the cost of your tattoo exceeds your gift total, the studio will need to create two separate jobs. One job using the Gifted money and then the second job using your own INKPAY spending limit. For Example:
Your INKPAY tattoo is going to cost $700
You have been gifted $200.
You have a spending limit of $500.
The studio will need to create a job using the gifted money ($200) and a separate job using your spending limit ($500).
Now keep in mind that the Gifter is responsible for paying the initial 40% payment and making the 3 x 20% repayments on the amount Gifted to you, and You will be responsible for paying the initial 40% payment and making the 3 x 20% repayments on your spent limit.
Once both jobs have been created and initial 40% payments have been made, the studio will receive a notification to proceed with your Tattoo!